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Roberta Hammel is a seasoned veteran in the Mortgage industry with a 19 year career helping thousands of clients with purchases, refinances and construction loans. Roberta finds a special sense of satisfaction helping first time homebuyers realize their dreams of homeownership. Having experience with Conventional, FHA, VA, VHDA, USDA and Construction lending she applies her knowledge to structure financing based on each personal scenario. Roberta is a 3 time


Roberta was so helpful through the whole process. She was accessible for any questions as well. She made the process easier to handle.

- Michielle D.

Very professional. I was kept informed throughout the entire process.

- Raul G.


- Todd A.

Convenient location, pleasant receptionist, information was presented in an easy to understand manner and we were given clear details as to how re-financing would benefit us.

- Libbey H.

Responded quickly and fully to our questions.

- Carrie L.

Very professional and courteous. Made the loan process easy and stress free. Thanks for everything!!

- David A.

Roberta was absolutely wonderful throughout the whole process of my loan approval. At times I was frustrated and felt the paperwork would never end, but Roberta stayed calm and assured me everything would be fine in the end. She has encouraged me and did not give up. She is both friendly and extremely professional and definitely knows what she is doing. Excellent service!

- Emel E.

Working with Roberta was great! She helped me understand exactly what I had to do. Whenever I had questions, she would make herself available to call me back to answer them. I am sincerely grateful to her and her staff members. They are awesome!

- Easha J.

The information and guidance we received was helpful, direct and clear. The differences in mortgage rules and procedures specific to Virginia were explained whenever necessary. The process was made as smooth and efficient as possible. It was a very positive experience!

- Gary R.
Roberta Hammel

Roberta Hammel

Mortgage Loan Officer
NMLS ID #: 525023

Direct: 804-586-2425

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