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Roberta Hammel is a seasoned veteran in the Mortgage industry with a 19 year career helping thousands of clients with purchases, refinances and construction loans. Roberta finds a special sense of satisfaction helping first time homebuyers realize their dreams of homeownership. Having experience with Conventional, FHA, VA, VHDA, USDA and Construction lending she applies her knowledge to structure financing based on each personal scenario. Roberta is a 3 time


2nd home purchase with Ms. Roberta- just an overall pleasant and awesome experience from beginning to end!

- Joseph E.

Roberta is the ultimate professional. She ensured all my questions were answered quickly and was always super courteous. I highly recommend her services to anyone that would ask me.

- David C.

This was an awesome team. They were available to answer any and all questions every time I called. Shannon and Roberta did an awesome job! :-)

- Montice D.

Informative process, good follow up. Personable experience.

- Robert S.

Initially, we were with a big bank lender because we have had all of our accounts with them for almost 30 years. That bank did not treat us well and caused a delay in closing the sale of our dream home. We called Towne Mortgage and they were wonderful. Friendly, professional, and experts in their field. They got us back on track with much better rate and discounts at closing "our" big-bank did not offer. I could go on and on but it's moving day! Thank you Shannon and Roberta.

- Selena P.

Roberta instantly returned all calls with solid answers. Very patient and understanding of clients concerns. Enjoyed working with her. She answered title and closing questions better than the closing agents we worked with. Very knowledgeable

- John L.

Roberta and her highly competent staff and associates made a very difficult and onerous process easy. Great customer service coupled with constant cogent communication is what made all the difference.

- Paul R.

My brother made herself available when I called answered questions that I had

- Tobi L.

Answered all of my questions and kept me informed on what I needed ahead of time

- Nathan K.

She helped me with everything and was terrific

- Rebecca L.
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