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Roberta Hammel is a seasoned veteran in the Mortgage industry with a 19 year career helping thousands of clients with purchases, refinances and construction loans. Roberta finds a special sense of satisfaction helping first time homebuyers realize their dreams of homeownership. Having experience with Conventional, FHA, VA, VHDA, USDA and Construction lending she applies her knowledge to structure financing based on each personal scenario. Roberta is a 3 time


Not her fault but 2 weeks late closing due to underwriting and wrong appraisal

- Glenda L.

I appreciate that you worked on my behalf to complete this transaction.

- Clare M.

Mrs. Hammel went above and beyond during the underwriting process. Customer service was of the highest quality from a very professional team. Building/buying a home can be a very challenging time. Mrs. Hammel filled the role of underwriter, trusted friend, and at the worst of times physiatrist. Employees that possess her level of dedication, work ethic, and knowledge are extremely rare. We will be forever grateful for her service. Thank you, Brousseau Family

- Philip A.

Roberta helped walk us through the process to a successful conclusion.

- Ann K.

Roberta was amazing on all levels. We refinanced for the first time and she guided us the whole way

- Jeffrey M.

Another great transaction experience using Roberta with Towne Mortgage. Thank you

- Andrew T.

Very professional and patient. Clearly would work with again.

- Darryl G.

Roberta Hammel was always available or quick to respond. Very honest. Very professional but with an easy and pleasant manner.

- Libbey H.

Roberta’s knowledge and experience made this process great especially when we felt like giving up. Roberta understood our frustration and she always remained professional.

- Cherwanna A.

She kept me informed and searched for all options. Overall an awesome experience!

- Corey V.
Roberta Hammel

Roberta Hammel

Senior Mortgage Loan Officer
NMLS ID #: 525023

Direct: 804-586-2425

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