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Roberta Hammel is a seasoned veteran in the Mortgage industry with a 19 year career helping thousands of clients with purchases, refinances and construction loans. Roberta finds a special sense of satisfaction helping first time homebuyers realize their dreams of homeownership. Having experience with Conventional, FHA, VA, VHDA, USDA and Construction lending she applies her knowledge to structure financing based on each personal scenario. Roberta is a 3 time


Very professional and patient. Clearly would work with again.

- Darryl G.

Roberta Hammel was always available or quick to respond. Very honest. Very professional but with an easy and pleasant manner.

- Libbey H.

Roberta’s knowledge and experience made this process great especially when we felt like giving up. Roberta understood our frustration and she always remained professional.

- Cherwanna A.

She kept me informed and searched for all options. Overall an awesome experience!

- Corey V.

Roberta and her team are the best!

- Syndia R.

I have used Roberta for several loans, and as always, her expertise and professionalism is above expectations. Her ability to create a "team effort" should not go unnoticed. She enables her staff to excel, but steps in when needed, the mark of a true leader. Having owned and operated a title/settlement company for many years, i was not surprised to hear from my settlement agent that Towne was easy to work with, and very efficient. Its takes a team, starting with Roberta Hammel. Thank you

- Ruth E.

Roberta always responded promptly to my calls and worked hard to help us understand and follow the process for providing information and documents required with the loan application.

- Jay W.

It being a very big ordeal and with the constant questioning and all the knowledge that was provided to me made the whole experience easier and more informative and never once was my questions left unanswered and also I was responded to quickly. That is why the experience was great and not overwhelming.

- Rick P.

Roberta was readily available to answer questions big and small.

- Linda R.

Very helpful

- Angela S.
Roberta Hammel

Roberta Hammel

Senior Mortgage Loan Officer
NMLS ID #: 525023

Direct: 804-586-2425

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