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Roberta Hammel is a seasoned veteran in the Mortgage industry with a 19 year career helping thousands of clients with purchases, refinances and construction loans. Roberta finds a special sense of satisfaction helping first time homebuyers realize their dreams of homeownership. Having experience with Conventional, FHA, VA, VHDA, USDA and Construction lending she applies her knowledge to structure financing based on each personal scenario. Roberta is a 3 time


Roberta was always available. Her word was reliable!

- Thomas A.

Very easy process to get a mortgage. She is very friendly and easy going.

- Andrea R.

Roberta, Noah and the entire Towne team were outstanding throughout the process. We didn’t live in the area so their availability and communications were key to making things go smoothly, and the app was very easy to use. We highly recommend them to anyone looking for a clear, straightforward mortgage experience.

- Philip M.

Excellent, professional, top notch. Roberta was always available to answer questions, provide feedback and lead her team to get me to closing. Roberta and Shannon made me feel like I was their only client in the midst of a hectic final days to my closing. Grateful for her professionalism, speed, and execution. Roberta made me feel like family! I Will refer Roberta with no hesitation to all who need the expertise and hard work of a true partner to secure their future home. Thank you so much!

- Jasmine S.

Roberta is VERY knowledgeable about the home loan process as well as VERY responsive to questions and concerns. Thanks Roberta!

- Michael S.

Roberta is very knowledgeable, professional and efficient. She answered my questions promptly and communicated throughout the whole process. I have already referred friends! Highly recommend Roberta for home financing needs.

- Megan K.

Roberta was the best loan officer I have worked with. She made our mortgage application to closing a very pleasant experience. I would highly recommend Roberta to anyone I know needing a mortgage!

- Dennis A.

Roberta and Shannon stayed on top of things every step of the way. They made the home buying process very easy and smooth. I highly recommend any one thinking of buying a home to call Roberta. She is amazing.

- Amanda R.

Roberta is quick to respond to our questions. She is very confident in what she knows.

- Maryanna L.

Excellence at its best. Roberta referred to me by my top realtor as being known to be highly responsive and creative, which we needed to secure a home quickly in the midst of what could be a bidding war. Immediately seeing home I wanted, Roberta had me pre-qualified, letter in hand, called the seller to assure them my offer was valid for approval. Seller comfortable enough to remove future showings. On Saturday! Her team was quick, professional, awesome getting me to close quickly. So grateful!

- MaryKathryn K.
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