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Roberta Hammel is a seasoned veteran in the Mortgage industry with a 19 year career helping thousands of clients with purchases, refinances and construction loans. Roberta finds a special sense of satisfaction helping first time homebuyers realize their dreams of homeownership. Having experience with Conventional, FHA, VA, VHDA, USDA and Construction lending she applies her knowledge to structure financing based on each personal scenario. Roberta is a 3 time


Roberta Hammel herself is what made this confusing experience great. No matter how confused or frustrated we were during this process, she always explained everything in a way we would understand and her patience with us couldn’t have been better.

- Douglas L.

It was alot of work but Roberta was so understanding and helpful that it made it easier for us to get it all done. Thanks

- Danielle R.

Easy to work with; nice app.

- Leigh A.

Roberta was so helpful through the whole process. She was accessible for any questions as well. She made the process easier to handle.

- Michielle D.

Very professional. I was kept informed throughout the entire process.

- Raul G.


- Todd A.

Convenient location, pleasant receptionist, information was presented in an easy to understand manner and we were given clear details as to how re-financing would benefit us.

- Libbey H.

Responded quickly and fully to our questions.

- Carrie L.

Very professional and courteous. Made the loan process easy and stress free. Thanks for everything!!

- David A.
Roberta Hammel

Roberta Hammel

Mortgage Loan Officer
NMLS ID #: 525023

Direct: 804-586-2425

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